Question 17: Consider the following statements:

1. The snow leopard can be easily spotted in the Nadaph National Park.
2. The snow leopard is listed as Vulnerable on the IUCN Red List.
3. UNEP developed and launched Third Pole Geo Lab, an interactive web-based tool and database for snow leopard conservation.

Which of the following statements is/are true?

1. 1 and 2 only
2. 2 only
3. 1 and 3 only
4. 2 and 3 only

Correct Answer: B

Explanation

• The snow leopard has never been spotted nor recorded in the Nadaph National Park and Tiger Reserve in Arunachal Pradesh’s Changlong district. The 1,985 sq. km reserve bordering Myanmar has an elevation varying from 200 meters to 4,571 meters above sea level.
• However, wildlife officials in the State are eagerly awaiting the analysis of the data of a survey conducted in 2021 to ascertain the presence of the elusive snow leopard, often referred to as a mountain ghost because of its coat that helps it blend in a snowy-rocky environment.
• It is listed as Vulnerable on the IUCN Red List.
• WWF developed and launched Third Pole Geo Lab, an interactive web-based tool and database for snow leopard conservation, climate change, and water security issues in Asia’s high mountains, as part of our USAID-funded project, Conservation and Adaptation in Asia’s High Mountain Communities and Landscapes.

Question 18: Consider the following statements:

1. Renuka Wetland Pradesh is the smallest Ramsar Site in India.
2. Sundarbans is the largest Ramsar Site in India.

Which of the following statements is/are true?

1. 1 only
2. 2 only
3. 1 and 2 only
4. Neither 1 nor 2

Correct Answer: C

Explanation

• Renuka Wetland (0.2 sq. km) of Himachal Pradesh is the smallest Ramsar Site in India, followed by Chander Tal Wetland (0.49 sq. km) in Himachal Pradesh.
• Sundarbans is the largest Ramsar Site in India.

Question 19: Consider the following statements with respect to National E-Governance Services Limited (NESL):

1. It is India’s first Information Utility and is registered with the Insolvency and Bankruptcy Board of India (IBBI) under the aegis of the Insolvency and Bankruptcy Code.
2. The company has been set up by leading banks and public institutions and is incorporated as a union government company.
3. Canara Bank is the largest shareholder in it.

Which of the following statements is/are true?

1. 1 and 2
2. 2 and 3
3. 1 and 3
4. 1, 2, and 3

Correct Answer: A

Explanation

• National E-Governance Services Limited (NESL) is India’s first Information Utility and is registered with the Insolvency and Bankruptcy Board of India (IBBI) under the aegis of the Insolvency and Bankruptcy Code, 2016 (IBC).
• The company has been set up by leading banks and public institutions and is incorporated as a union government The primary role of NESL is to serve as a repository of legal evidence holding the information pertaining to any debt/claim, as submitted by the financial or operational creditor and verified and authenticated by the parties to the debt.
• Bank of Baroda is having largest share in it.

Question 20: Consider the following statements with respect to Digital Banking Units (DBUs):

1. Regional rural banks and payment banks with past digital banking experience are permitted to open DBUs.
2. DBUs can offer the services including saving bank accounts under various schemes, current accounts, fixed deposit and recurring deposit accounts, digital kits for customers, mobile banking, Internet banking, debit cards as well as credit cards.

Which of the following statements is/are true?

1. 1 only
2. 2 only
3. 1 and 2 only
4. Neither 1 nor 2

Correct Answer: B

Explanation

Digital Banking Units (DBUs):

• A digital banking unit is a specialized fixed point business unit or hub, housing a certain minimum digital infrastructure for delivering digital banking products and services as well as servicing existing financial products and services digitally in self- service mode at any time.
• Commercial banks (other than regional rural banks, payment banks and local area banks) with past digital banking experience are permitted to open DBUs in tier 1 to tier 6 centers, unless otherwise specifically restricted, without having the need to take permission from the RBI in each case.
• As per the RBI, each DBU must offer certain minimum digital banking products and the services include saving bank accounts under various schemes, current accounts, fixed deposit and recurring deposit accounts, digital kits for customers, mobile banking, Internet banking, debit cards, credit cards, and mass transit system cards, digital kits for merchants, UPI QR codes, BHIM Aadhaar and point of sale (Pos). Other services include making applications for and onboarding customers for identified retail, MSME or schematic loans.
• This may also include end-to-end digital processing of such loans, starting from online application to disbursal and identified government-sponsored schemes that are covered under the national portal.